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Energy and Water Ombudsman - Can't pay your energy or water bill?

For all sorts of reasons - short term and long term - people can't pay a bill, or need more time to pay. This fact sheet covers what you should do if you can't pay an electricity, gas or water bill - and explains assistance that may be available to you.

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Money Help - Debt relief

How do I get debt relief to manage specific bills & debt? What action can I take to get help with bills?
What bills and debts do I have? What debt help is there to for getting out of debt? And how do I get rent help?

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The Law Handbook - Are you in debt?

It is easy to get into debt but remember there is always help available. The sooner you address your debt problem the easier it will be.

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Victoria Legal Aid - Debt and financial issues

Debt is money that is owed to another person or organisation through an agreed contract, whether written or spoken. A person or organisation in debt is known as a ‘debtor’. A person or organisation that is owed money is known as a ‘creditor’. Both debtors and creditors have legal rights. There may be reasons why a debtor does not have to pay a creditor in full. ...
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Youth Central - Managing a household budget

The key to managing a household budget is working out:

  • How much money you have coming in
  • What things you spend your money on
  • Which expenses are essential

Then it's up to you to work out how, where and when to spend your money. Here are some ideas and tips to help you.

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